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Financially Overwhelmed

Cast all your anxiety on him because he cares for you. – 1 Peter 5:7, NIV

Fran was a freelancer working from home. She loved that her job allowed her to be with her children. Since Fran didn’t enjoy bookkeeping, she outsourced the task to an accountant.

Unfortunately, Fran’s accountant was dishonest. He falsified documents and didn’t handle her tax returns correctly. As a result, Fran was audited by the IRS. She had to pay several years of back taxes quickly.

Fran felt overwhelmed by her financial situation. A few months before, she had unexpected medical bills that had drained her emergency fund. Now, she was desperate and didn’t know what to do.

Financial stress can happen to anyone. Sometimes, it’s the result of poor financial choices. Sometimes (like in Fran’s case), someone else makes a sinful choice that impacts your money.

In times like these, it can be hard to know what to do. You might be tempted to panic or make rash decisions. Before you take action, it can be smart to spend time in prayer. Tell God about your anxiety, frustration, or worry over these financial matters.

Then ask His Spirit to guide you with wisdom and discernment. Trust God to show you what your next step should be!


Lord, I confess: I’m overwhelmed with worry. My financial situation is pretty bleak, and I don’t know what to do. Please give me peace. Guide me with wisdom and discernment. Show what the next step is so I can honor You. In Jesus’ name, Amen.

November 21 Devotional

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